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Transaction making

Here & Now

  • transactions under the “Here & Now" currency exchange service (immediate transactions) are made at the rates presented on the website’s homepage,
  • transactions settled at Bank BPH only for USD and GBP may have slightly different exchange rates, increased or decreased by additional swap points (from PLN 0.0019 to 0.0119, depending on the currency and transaction direction),
  • the minimum transaction value is PLN 20, or 5 currency units,
  • the service may be performed in three modes.

 

Your Rate

  • transactions under the “Your Rate" currency exchange services are performed at the rate set by the User; when the pre-set rate matches the market rate or is higher (for buy transactions) and if the pre-set rate matches the market rate or is lower (for sell transactions),
  • the transactions settled at Bank BPH only for USD and GBP may have slightly different exchange rates, increased or decreased by additional swap points (from PLN 0.0019 to 0.0119, depending on the currency and transaction direction),
  • the service is free of charge: no commission is added to the transaction,
  • the minimum transaction value is PLN 20 or 5 currency units,

 

Your Time

  • transactions under the “Your Time" currency exchange service are performed on dates and cycles (if any) pre-set by the User at the rate presented on the Website’s homepage at the moment of order execution,
  • the transactions settled at  BPH Bank  only for USD and GBP may have slightly different exchange rates, increased or decreased by additional swap points (from PLN 0.0019 to 0.0119, depending on the currency and transaction direction),
  • the service is free of charge: no commission is added to the transaction,
  • the minimum transaction value is PLN 20, or 5 currency units,
  • if you place an order and there are insufficient funds on your account at kantor.pl on the order date, the order is rejected.

 

International transfer

  • receipt of an international transfer to kantor.pl accounts is free of charge (if the transfer to kantor.pl was made using the SHA option),
  • an international transfer to foreign accounts using the SHA option (shared costs of transfer) carries a fee of PLN 3 per transfer in EUR and PLN 5 per transfer in USD, CHF, GBP,
  • with international transfers made in the SHA option:
     (a) the beneficiary's bank may (but does not have to) charge the beneficiary for the incoming currency to their foreign account,
     (b) banks mediating the transfer may (but do not have to) charge a fee for the transfer,
  • the making of a remittance / international transfer to foreign accounts in the OUR option (lump sum cost for the sender) at PLN 60 for a transfer in EUR, USD, CHF, GBP.

 

Here & Now 24

  • transactions under the “Here & Now 24" currency exchange service outside of business hours are made at the rates presented in the Trading Panel during transaction performance,
  • rates for “Here & Now 24" transactions differ from the rates provided on the Website’s homepage by PLN 0.01 for every currency and every transaction direction,
  • the service is free of charge: no commission is added to the transaction,
  • the minimum transaction value is PLN 20, or 5 currency units,

 

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